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• Levchin's secret to a great marriage: every day he wakes up still trying to impress his wife Nelly, believing he 'lucked out' and married up.
  00:25:35Max Levchin · The Tim Ferriss Show · Jun 2026
• After PayPal's eBay acquisition Levchin swore off financial services, but Nelly told him it was clearly what he was meant for, and Affirm was 'very much a product of that conversation.'
  00:27:38Max Levchin · The Tim Ferriss Show · Jun 2026
• Affirm's core idea: a third payment option between debit and credit that lets you pay over a fixed schedule with no revolving debt, no late fees, and fully pre-priced interest.
  01:00:23Max Levchin · The Tim Ferriss Show · Jun 2026
• The origin of Affirm traces to a Mercedes dealership rejecting Levchin's car purchase post-PayPal-IPO because his credit score was terrible from missing three credit-card payments at age 18.
  01:04:05Max Levchin · The Tim Ferriss Show · Jun 2026
• Affirm rested on two lucky bets that proved right: a study showing ~70-78% of millennials hate banks, and the thesis that millennials were scarred by the 2008 financial crisis.
  01:11:50Max Levchin · The Tim Ferriss Show · Jun 2026
• Levchin believed elite mathematicians avoided credit underwriting because it was 'embarrassing at cocktail parties,' so a transparent pro-consumer brand could capture that latent talent.
  01:16:00Max Levchin · The Tim Ferriss Show · Jun 2026
• On the future of commerce: agentic AI will strip away the friction in buy-now-pay-later, and Affirm's model survives because it never depended on fooling customers with fine print.
  01:24:19Max Levchin · The Tim Ferriss Show · Jun 2026
• For better home espresso, Levchin says the single most important investment is the grinder, not the espresso machine.
  01:31:05Max Levchin · The Tim Ferriss Show · Jun 2026
• Levchin graduated University of Illinois in 1997; DigiCash, the granddaddy of cryptocurrencies, went bankrupt in summer 1998, and he attended its 'pouring one out' party at Stanford.
  00:08:50Max Levchin · The Tim Ferriss Show · Jun 2026
• While coding PayPal, Levchin and his team read Neal Stephenson's 'Cryptonomicon' as it was serialized online and felt the book was describing exactly what they were building.
  00:11:26Max Levchin · The Tim Ferriss Show · Jun 2026
• Levchin arrived in the US on July 16, 1991, about six weeks before the Soviet Union collapsed, leaving him a 'man with no state.'
  00:14:35Max Levchin · The Tim Ferriss Show · Jun 2026
• Levchin met his wife Nelly because they were both quoting Bulgakov's 'The Master and Margarita'; they've been together 27 years with two children.
  00:22:28Max Levchin · The Tim Ferriss Show · Jun 2026
• As a child Levchin had life-threatening respiratory disease and was told he wouldn't survive childhood; his mother had him play clarinet to build lung capacity.
  00:37:31Max Levchin · The Tim Ferriss Show · Jun 2026
• He grew up overlooking Kiev's only outdoor velodrome and once got a giant wood splinter in his butt sneaking in to ride his bike on the unfinished boards.
  00:39:37Max Levchin · The Tim Ferriss Show · Jun 2026
• Affirm now handles about three-quarters of US and Canada e-commerce checkouts' BNPL and will do almost $50 billion in transactions this year, growing 30%+ year-over-year for the last 10 quarters.
  01:02:00Max Levchin · The Tim Ferriss Show · Jun 2026
• After finally buying the cars, Levchin and Luke Nosek raced their Mercedes hardtop convertibles from LA to San Francisco at 2am and got pulled over but let off because the cops liked the cars.
  01:05:06Max Levchin · The Tim Ferriss Show · Jun 2026
• Levchin arrived in the US as a teenager with $600 for a family of five and became an independently wealthy entrepreneur within roughly five to seven years.
  01:07:11Max Levchin · The Tim Ferriss Show · Jun 2026
• Levchin notes Claude Code is named after Claude Shannon, father of information theory, who knew Ed Thorp and built card-counting devices.
  01:44:09Max Levchin · The Tim Ferriss Show · Jun 2026
• Challenges the famous Kubler-Ross five stages of grief as no longer fully supported by neuroimaging and modern research.
  00:01:31Andrew Huberman · Huberman Lab · May 2026
• Reveals that one brain area, the inferior parietal lobule, uniquely encodes physical distance, time spacing, and emotional closeness alike.
  00:07:16Andrew Huberman · Huberman Lab · May 2026
• Reframes grief as the process of unbraiding attachment from our brain's space-time predictions about a person.
  00:09:49Andrew Huberman · Huberman Lab · May 2026
• Links intense, prolonged yearning to having more oxytocin receptors in motivation and craving circuits, not greater capacity for love.
  00:19:10Andrew Huberman · Huberman Lab · May 2026
• A bereavement writing study found no overall benefit until researchers split subjects by vagal tone, where only high-vagal-tone people benefited.
  00:23:50Andrew Huberman · Huberman Lab · May 2026
• Cites data showing people with complicated grief have significantly higher late-day (4pm and 9pm) cortisol levels.
  00:28:28Andrew Huberman · Huberman Lab · May 2026
• Recommends viewing morning sunlight as the single most powerful tool to regulate cortisol and support healthy grieving.
  00:30:31Andrew Huberman · Huberman Lab · May 2026
• Brain imaging shows grief activates motivation, craving, and pursuit circuits, overlapping with reward pathways.
  00:02:35Andrew Huberman · Huberman Lab · May 2026
• A core function of attachment is the brain's ability to predict when and where you will see someone again.
  00:08:17Andrew Huberman · Huberman Lab · May 2026
• After a loss the brain keeps making predictions the person will appear, called reverberatory activity, driving the yearning.
  00:10:51Andrew Huberman · Huberman Lab · May 2026
• Monogamous prairie voles work hard to reach a lost mate and have far more oxytocin receptors in the nucleus accumbens than non-monogamous voles.
  00:17:05Andrew Huberman · Huberman Lab · May 2026
• Counterfactual 'what if' thinking is an infinite, guilt-tied landscape that strengthens maladaptive bonds and should be avoided.
  00:14:29Andrew Huberman · Huberman Lab · May 2026
• The bereavement study was published in Biological Psychology under the title 'Emotional disclosure for whom? A study of vagal tone in bereavement.'
  00:21:45Andrew Huberman · Huberman Lab · May 2026
• In a healthy person cortisol peaks about 45 minutes after waking and drops to very low by 4pm and 9pm.
  00:27:24Andrew Huberman · Huberman Lab · May 2026
• Neuroplasticity, the literal rewiring that grieving requires, happens during deep sleep and non-sleep deep rest (NSDR).
  00:32:36Andrew Huberman · Huberman Lab · May 2026
• Being alone for a day hurts well-being about seven times more than the gap of a $60,000 difference in income.
  00:31:31Dr. Nick Epley · Huberman Lab · May 2026
• Extraversion correlates with day-to-day happiness at roughly .5, as strong as the height correlation between fathers and sons.
  01:18:46Dr. Nick Epley · Huberman Lab · May 2026
• Exposure therapy for social anxiety works not by reducing fear but by changing your beliefs about how kind other people actually are.
  01:25:01Dr. Nick Epley · Huberman Lab · May 2026
• In Jia Jiang's '100 days of rejection,' he was accepted ~51 times and rejected ~48, with negativity in only about 7 of 100 attempts.
  01:30:12Dr. Nick Epley · Huberman Lab · May 2026
• Epley reveals his youngest daughter Lindsey, adopted from China, has Down syndrome and describes her as a 'unicorn' who flips a switch in everyone she greets.
  01:49:15Dr. Nick Epley · Huberman Lab · May 2026
• Epley admits his initial pessimism about raising a child with Down syndrome, and that calling other families changed his mind before they adopted.
  01:50:48Dr. Nick Epley · Huberman Lab · May 2026
• The couple lost a biological daughter, Sophie, to stillbirth at six months before deciding to adopt Lindsey.
  01:51:18Dr. Nick Epley · Huberman Lab · May 2026
• Epley says when he and his wife committed to adopting their first children, the kids visually 'looked different' and better to them in that instant.
  00:52:23Dr. Nick Epley · Huberman Lab · May 2026
• A 2008 'cultural intelligence' study found human toddlers, chimps, and orangutans score equally on physical IQ tasks, but toddlers crush them on social ones.
  00:11:20Dr. Nick Epley · Huberman Lab · May 2026
• Humans can detect the angle of someone's gaze instantly from far away despite being terrible at calculating physical angles.
  00:13:22Dr. Nick Epley · Huberman Lab · May 2026
• Hearing a political opponent's voice (vs. reading their text) makes people rate them as more thoughtful and human, reducing dehumanization.
  00:20:38Dr. Nick Epley · Huberman Lab · May 2026
• The pop-psych claim that 80% of communication is nonverbal is a distorted, overstated experimental result.
  00:23:12Dr. Nick Epley · Huberman Lab · May 2026
• The social brain hypothesis links neocortex size to the social complexity of a primate species' group.
  00:35:10Dr. Nick Epley · Huberman Lab · May 2026
• In economic games, people give away 30-50% of money to strangers, defying the self-interest predictions of standard economic theory.
  00:54:58Dr. Nick Epley · Huberman Lab · May 2026
• The 'underestimation of compliance effect' shows people overestimate how many strangers they must ask to get help.
  01:31:45Dr. Nick Epley · Huberman Lab · May 2026
• People who help you feel better than you expect, because being kind to others makes us happier.
  01:32:17Dr. Nick Epley · Huberman Lab · May 2026
• Epley notes recent upswings in church and gathering attendance, partly attributed to post-pandemic craving for in-person connection.
  01:47:10Dr. Nick Epley · Huberman Lab · May 2026
• Epley's personal habit: a 'hello walk' from the office door, greeting everyone he passes, to brighten his own mood.
  02:22:28Dr. Nick Epley · Huberman Lab · May 2026
• Galloway calls AI job-apocalypse claims 'dressed-up fundraising' and says the data shows no employment meteor coming.
  00:05:39Scott Galloway · The Diary of a CEO · May 2026
• Argues Tesla is just a great car company that should trade at a fifth of its valuation, while SpaceX retail mania pulls money out of it.
  00:24:22Scott Galloway · The Diary of a CEO · May 2026
• Claims conservatively one in three billionaires has a 'go plan' (bunkers, jets to New Zealand) and calls it nihilist.
  00:47:48Scott Galloway · The Diary of a CEO · May 2026
• Says the 0.1% are no longer invested in America's wellbeing because they're fully sequestered from its problems.
  00:51:53Scott Galloway · The Diary of a CEO · May 2026
• Names loneliness, not weapons or inequality, as AI's biggest danger.
  01:02:18Scott Galloway · The Diary of a CEO · May 2026
• Predicts a one-in-three chance AI is like vaccines, hugely important but with no company able to capture the value.
  01:25:43Scott Galloway · The Diary of a CEO · May 2026
• Warns China could deliberately crash the US market by 'dumping' cheap open-weight AI models.
  01:27:18Scott Galloway · The Diary of a CEO · May 2026
• Declares GLP-1 a more important and valuable technology than AI.
  01:25:43Scott Galloway · The Diary of a CEO · May 2026
• US unemployment is 4.5% and youth unemployment 8.8%, slightly below historical average despite AI fears.
  00:07:42Scott Galloway · The Diary of a CEO · May 2026
• Radiologist job listings rose in 2026 and coder listings are up 11% year-on-year, defying replacement predictions.
  00:09:14Scott Galloway · The Diary of a CEO · May 2026
• Amazon has roughly a million industrialized robots, about 2.5x the rest of the US combined.
  00:17:35Scott Galloway · The Diary of a CEO · May 2026
• Denmark spends 2% of GDP on retraining; the US spends about 2% too but is far worse at it.
  00:15:30Scott Galloway · The Diary of a CEO · May 2026
• 42% of men aged 18 to 24 have never asked a woman out in person.
  01:02:48Scott Galloway · The Diary of a CEO · May 2026
• Amazon's stock fell 94-97% from 1999 to 2001; Facebook fell 72% in 2022, yet both recovered.
  01:21:32Scott Galloway · The Diary of a CEO · May 2026
• In 2009 Galloway bought Amazon, Apple, and Netflix at 8, 10, and 12 dollars a share and they later 20x'd.
  01:31:30Scott Galloway · The Diary of a CEO · May 2026
• Galloway invests no more than 3% of net worth in any single thing and diversifies out of US markets.
  01:34:38Scott Galloway · The Diary of a CEO · May 2026
• Galloway says he's roughly 'three, four and two' in business outcomes, having started nine companies.
  01:39:50Scott Galloway · The Diary of a CEO · May 2026
• Defines purpose as the thing you can never get a positive return on, like raising children.
  01:46:35Scott Galloway · The Diary of a CEO · May 2026
• Felix argues, against conventional wisdom, that it's probably suboptimal for young people to save heavily and that they may not need to save as much as society pressures them to.
  00:08:14Ben Felix · The Diary of a CEO · Apr 2026
• Spending $10,000 today really costs you ~$150,000, the amount it would grow to at 7% over 40 years.
  00:23:14Ben Felix · The Diary of a CEO · Apr 2026
• Felix's '5% rule': divide a home's price by 5%, then by 12, to find the monthly rent at which renting and owning break even.
  00:31:35Ben Felix · The Diary of a CEO · Apr 2026
• Canada is currently in one of its biggest inflation-adjusted real estate drawdowns going back to 1975.
  00:41:51Ben Felix · The Diary of a CEO · Apr 2026
• Cites the 'most controversial paper in finance' finding that a 100% equity portfolio (one-third domestic, two-thirds international) is optimal across the lifecycle, contradicting the move-to-bonds-with-age wisdom.
  01:01:39Ben Felix · The Diary of a CEO · Apr 2026
• Felix reveals his own portfolio is 100% stocks with no crypto, plus his home and equity in his firm.
  01:18:35Ben Felix · The Diary of a CEO · Apr 2026
• His pro-tip for his fiance's strong returns: she keeps forgetting her investing password, so she never touches the account.
  01:35:34Ben Felix · The Diary of a CEO · Apr 2026
• Multiple studies (Fidelity, Warwick, UC Berkeley, Revolut) show women outperform men as investors, largely by trading less and being less overconfident.
  01:36:36Ben Felix · The Diary of a CEO · Apr 2026
• Academic research shows the more often people check their investments, the less risk they take and the lower returns they earn.
  00:04:38Ben Felix · The Diary of a CEO · Apr 2026
• There's a mechanical historical link between education type and lifetime earnings, with engineering, finance, and business degrees among the highest.
  00:11:50Ben Felix · The Diary of a CEO · Apr 2026
• Home maintenance can realistically run over 2% of property value per year, far higher than the 1% many assume.
  00:28:27Ben Felix · The Diary of a CEO · Apr 2026
• You can borrow against your stocks (e.g. $500k against $1M of stock) tax-free, since loans aren't taxed, though margin-call risk remains.
  00:45:33Ben Felix · The Diary of a CEO · Apr 2026
• Research shows 'tightwads' and 'spendthrifts' are more likely to marry each other than someone with their own spending profile, leading to more marital money conflict.
  00:52:51Ben Felix · The Diary of a CEO · Apr 2026
• At 3% inflation, $10,000 cash under the mattress loses roughly half its purchasing power over 20 years (down to ~$5,336).
  01:08:19Ben Felix · The Diary of a CEO · Apr 2026
• Bitcoin: PWL Capital and Felix personally do not allocate to it, viewing it as ideological and speculative rather than a good investment.
  01:20:39Ben Felix · The Diary of a CEO · Apr 2026
• The ATM paradox: ATMs didn't kill bank tellers; cheaper branches multiplied, creating more teller jobs overall, an analogy for AI's labor impact.
  01:24:44Ben Felix · The Diary of a CEO · Apr 2026
• An 1847 magazine passage about a 'gloomy moment in history' reads almost identically to fears about today's world.
  01:20:39Ben Felix · The Diary of a CEO · Apr 2026
• Warren Buffett famously won a 10-year bet that an S&P 500 index fund would beat hedge funds picked by Ted Seides.
  01:38:10Ben Felix · The Diary of a CEO · Apr 2026
• Galloway names the U.S. president and 'the wealthiest man in the world' (Elon Musk) as role models who skipped the 'protector' part of masculinity.
  00:09:18Scott Galloway · Huberman Lab · Apr 2026
• Galloway's mentoring 'hack': he has young men unlock their phones, admits his own porn use and options gambling to disarm them, then reclaims eight hours of wasted screen time.
  00:19:43Scott Galloway · Huberman Lab · Apr 2026
• Galloway argues Musk's reported ketamine addiction, sleeping with a loaded gun, and not living with his kids are 'fair game' given how much he courts public affirmation.
  00:36:47Scott Galloway · Huberman Lab · Apr 2026

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